Beautiful home in Avallon at Meadowood!  With 3 Bedrooms, 2 Full Baths, 1 Half-Bath, and loaded with upgrades, this home is perfect for all your needs! Click here to view a virtual tour of this home!

Cozy up by the fire!  The custom real-stone fireplace is sure to create a relaxing environment that is perfect for the end of a hard day or just relaxing with a good book!

This Home's Great Location Provides Panoramic Views of the Western Mountains and the Beautiful Southern Utah Sunsets.  It Is Also Close to the World Renowned Tuacahn Amphitheater, Local Parks/Recreation Areas, and Sunbrook Golf Course!

For more information or to schedule a viewing of this home, click here and call the Keenan Team today!

Terrific Home In Central!  Updated and beautifully crafted with custom finishes, tile, granite, alder cabinetry, solid core doors and central vacuum.  Never Lived In, 1.72 acres, Horses Allowed, Views Galore!!

With 5 Bedrooms, 3 Full Baths, 1 Half Bath, Large Gourmet Kitchen, Spacious Living Areas, and a Sprawling Deck, This Custom Home Is Perfect For All Your Needs!  Enjoy The Serenity Of The Mountains While Having The Convenience Of The City Just 20 Miles Away!!

For more information or to schedule of viewing of this home, click here and call the Keenan Team today!!

Amazing Home In Jedora! Stunning Tree House/Play Area In Back Yard, The Kids Will Think They Are In Heaven! Home Features Include Plantaion Shutters Throughout, Huge Kitchen, 7 Spacious Bedrooms, Built In Cabinets In Garage, Outdoor Kitchen & Firepit, Private Pool, Granite & Tile Counters, Built In Entertainment Center, Smart Wiring, And More!

Also Featuring a Huge Family Room, Gourmet Kitchen, .31 Acre Lot, 4.5 Bathrooms, 4700 Square Feet, & A 4 Car Capacity Garage!

For more information or to schedule a viewing of this phenomenal home, click here and call the Keenan Team today!

Darling Home In Sun Rivers 55+ Community! Very Neat & Clean Evening Star Model With Casita. Large Backyard With Covered Patio. Close To The Community Center And All The Sun River Amenities: Golf, Pool, Tennis And So Much More!! (To take a virtual tour of this home, click here)

Complete with 3 total bedrooms and 3 total bathrooms (2BD/2BA in the house, 1BD/1BA Casita), this home is perfect for all your relaxing and entertaining needs!  Not to mention, it comes with ALL the amenities the Sun River community has to offer and great views to boot!!!

For more information or to schedule a viewing of this great home, click here and call the Keenan Team today!

One Of A Kind Custom Log Cabin Home! Home Includes Custom Pella Windows With Built In Shades Marble Counter Tops, Custom Hickory Cabinets And Full Entertainment System With Surround Sound. Beautiful Fireplace With A Custom Hand Carved Mantle. All Bedrooms Have Access To Decks & Patios Offering Unbeatable Views. It Doesn't Get Any Better Than This!

With 4 large bedrooms, 2.5 bathrooms, 2700 square feet, and 1.46 acres, you can own your own little piece of mountain paradise!

For more information or to schedule a viewing of this home, click here and call the Keenan Team today!

This cozy home in Warm Springs (Washington) features 1462 square feet, 3 bedrooms, 2 bathrooms, and a new low price!!  It is situated on a .06 acre corner lot, has a spacious back yard, and shade tree in front.  Also has vaulted ceilings, an open floor plan, and has been very well maintained!

For more information or to schedule a viewing of this home, click here and call the Keenan Team today!

This fantastic Sky Ridge home has 3 bedrooms, 2 bathrooms, a 2 car garage, sprawling patio, and large back yard!  Nestled between Hurricane & St. George, it has the perfect blend of city convenience and country living!

For more information or to schedule a viewing of this home, click here and call the Keenan Team today!

Spacious, well maintained home!

This fantastic home boasts 2,708 square feet, a full walk-out basement, 4 large bedrooms, 3 bathrooms, and phenomenal views all for just $185,000!

For more information or to schedule a viewing of this home, click here and call the Keenan Team today!!

What is a HUD home?  Many of us have heard of them but don’t really know what they are.  A HUD home is a home that home that has been foreclosed and had been FHA (Federal Housing Administration) Insured prior to foreclosure.  In other words, the former owner had a FHA loan as their mortgage and lost the home to foreclosure.   Because the mortgage was FHA insured prior to foreclosure, the government agency HUD (Housing and Urban Development) takes ownership after the foreclosure.

Now that we know what a HUD home is, we can discuss the oddities that are involved with purchasing one.  Buying a HUD home is substantially different than buying a home that is owned by a bank.  In a typical transaction involving a foreclosed property, the buyer signs a written offer/contract and their agent delivers it to the listing agent who then submits it to the owner (bank).  In a HUD home transaction, the buyer’s agent deals directly with the asset manager assigned by HUD.  All offers are submitted electronically via the HUD home website and the buyer’s agent is notified via email if their buyer’s offer is accepted.

Once an offer is accepted, the buyer and their agent have only 48 hours to complete and deliver the original copy of the HUD contract to the designated HUD agent.  The contract package is generally available on the HUD website once the buyer’s offer is accepted.  The HUD contract looks different than the regular purchase contracts that agents are used to using...

Once you have chosen a home, the fun begins!  Set up a time to meet with your realtor to complete the necessary paperwork for making an offer to the seller of the home you have chosen.  Call your lender and let them know that you will be making an offer.  Your lender will provide you and/or your realtor with a document called a pre-qualification or pre-approval letter stating that you are able to obtain financing for the purchase. 

Meet with your realtor and determine what price to offer for the home you have chosen.  Your realtor will provide and explain all of the necessary paperwork to make the offer and will answer any questions you may have about it.  You will need to decide on an amount of money called Earnest Money that you will be putting up as a deposit with your offer.  Earnest Money acts as a good faith deposit and helps the seller know that you are a serious buyer.  There is no required amount of earnest money to put down but you are required to put something down.  When your purchase closes, the amount of earnest money you put down is credited toward the purchase.  If for some reason you have to cancel the contract, you can get your earnest money back as long as you have complied with the deadlines in your purchase contract (which we will cover in a later segment).  Once the paperwork is complete and you have provided your realtor with a check or other funds for earnest money, your realtor will submit your offer to the realtor that has the...

Part 2

Ok, so you’ve chosen a lender and realtor, now the hard part: choosing a home.  To make the most efficient use of yours and your realtor’s time, it is wise to review the list of potential homes and narrow it down to 10 or less before you go out shopping.  This way you can spend your time looking at the homes that most closely meet your needs without wasting time on ones that don’t.  Let your realtor know in advance (a day is okay, 2-4 days is even better) when you are available to look at homes so they can arrange their schedule to meet with you and also set up the showing appointments on the homes you want to view.  Sometimes, it’s difficult to give much notice so we suggest staying in regular contact with your realtor via phone, text, and email so that you are all on the same page.  By letting your realtor know up front what kind of schedule you have and generally what times/days you are available, you will allow them to arrange their own schedule so that they can provide you with top quality service.

When viewing homes, there are a few “rules” or at the very least guidelines that you should try to follow.

• First, if you are married or are buying a property with a partner/friend/associate, be sure that all of you are present.  While this isn’t always possible, it makes the decision process much easier. 
• Second, if you have young children, arrange for someone to tend them for you while you view homes.  While they are wonderful company,...

We work have worked with thousands of home buyers during our careers and most of them come to us with the same issue: I want to buy a home but where do I start?  This post will answer that question!  The process of buying a home is quite extensive so we have broken it down into segments.  Be sure to start by calling the Keenan Team for all of your real estate needs, then follow our blog to help guide you through the process!  Start with Part 1 below and stay tuned for the next segment!

Part 1

So you’ve decided to buy a home…now what??  Many people find themselves asking this very question once they decide they want to buy a home.  But what exactly do you need to do in order to be able to buy a home?  It’s not like you can go down to the local Real Estate office and just pick one out, charge it to your credit card, and take it home.  It’s a much more complicated process than that.  In fact, buying a home is one of, if not the biggest investment you will ever make.   You want to make sure that you go about it the right way and have an experienced team of Real Estate, Mortgage, & Title professionals to guide you through the process.  With the right team, you will have a very exciting and enjoyable experience as you become a homeowner!

The first step you need to take on your journey to homeownership is to find out how much money you can afford to spend on a home.  Again, a home purchase is much different than any other purchase you will ever make.  A...

Looking to buy a home this year?  In addition to calling the Keenan Team, click here to get some great tips on how to prepare yourself for one of the biggest investments you will ever make.  Have additional questions?  Give us a call or send us a message today to learn all you need to know about real estate in Southern Utah! 

It's that time of year again...Leaves are falling, temperatures are cooling, and winter is just about here!  Here are some common winter problems and tips to prepare your home.

Ice Dams
An ice dam is an accumulation of ice at the lower edge of a sloped roof, usually at the gutter. When interior heat melts the snow on the roof, the water will run down and refreeze at the roof’s edge, where temperatures are much cooler. The ice builds up and blocks water from draining off of the roof, forcing the water under the roof covering and into the attic or down the inside walls of the house. Take the following steps to decrease the likelihood that ice dams will form:

• Keep the attic well-ventilated. The colder the attic, the less melting and refreezing on the roof.
• Keep the attic floor well-insulated to minimize the amount of heat rising through the attic from within the house.
• As an extra precaution against roof leaks in case ice dams do form, when re-roofing install an ice and water barrier under your roof covering that extends from the lowest edges of all roof surfaces to a point at least 24 inches inside the exterior wall line of the building.

Frozen  Pipes
Frozen water in pipes can cause water pressure buildup between the ice blockage and the closed faucet at the end of a pipe, which leads to pipes bursting at their weakest point. Pipes in attics, crawl spaces and outside walls are particularly vulnerable to freezing in extremely cold weather....

We want to personally thank everyone at Remax that came out and volunteered at the "Big Barn Party" last Saturday!  We helped with Horse Painting and it was so much fun to see the kids interact with the animals and their excitement as they touched and felt for the first time a horse, goat, rabbit, pig, turkey, frog, etc... The party raised over $1500 for Big Brothers and Big Sisters.  It costs $800 per match and there is a waiting list of over 40 kids to pair.  Thanks again, You guys Rock! 

What do I do if I need to sell my house but I owe more than it's worth?

There is no clear cut answer to this question.  The truth is, each situation is different and it's up to the homeowner to decide which solution best fits their needs.  Many homeowners don't realize that they have options when faced with owing more on their home than what they can sell it for.  Some have the funds available to make up the difference at closing while others may be faced with job loss or other circumstances that are out of their control.  When faced with those circumstances, options for the homeowner include: short sale (selling a property for less than what is owed on it), bankruptcy, and loan modification.  Each of these options can help in avoiding foreclosure.  We have assisted many clients with short sales  in St. George, UT and the surrounding areas but that isn't always the best option. 

When we first meet with a client facing possible foreclosure, we learn more about their situation and help them determine whether or not short sale is a good option for them.  We advise that they meet with an attorney (many will give free consultations) and also with a tax expert to determine what, if any, penalties may be incurred if a short sale is completed.  Then we discuss their situation or "hardship" so that we can better assist them if they decide to do a short sale. 

The short sale process is by no means short!  It is very paperwork intensive and requires the utmost...

Everyday we get calls from buyers, sellers, current homeowners, and investors all asking the same question about real estate in Southern Utah...'How's the market?'  That's a loaded question because you could ask 10 different agents that same question and get 10 different answers.  The reality of it is that the market is improving and homes are selling!  Inventory below $300,000 is shrinking and there are many buyers out there ready to scoop up a good deal.  The key here is "good deal"...pricing is very competitive and is the first thing buyers are looking at when deciding on homes to consider.  We still have a lot of foreclosed and short sale homes on the market that are keeping prices down but we have noticed that there are fewer foreclosed homes coming on the market.  For seller's, pricing is the key to getting sold quickly.  Length of time on the market has decreased as well over the last few months and accurate pricing is the reason for this.

For more information on the Southern Utah real estate market, please contact us!